Your car is personal. Your options should be, too.
The daily commute. The school run. The long way home. Tell us a little about your drive, and explore providers that may fit your needs.
Auto insurance, made simple
Less on insurance.
More on life.
Find auto insurance options for your car, your budget, and wherever life takes you.
Room for what matters
More life. Less overhead.
For drivers
Free to exploreStart close to homeAlways your callA few details. A clearer direction.
From your ZIP code to your next insurance conversation, we keep the next step clear.
- 1
Tell us about your car
Answer a few questions about your vehicle and insurance needs.
- 2
Explore your matches
See available providers based on the information you share.
- 3
Take the next step
Continue with a provider to review coverage and request a quote.
A little more clarity
Good options. Less guesswork.
Free to explore
No comparison fees. No obligation to buy. Just a place to start.
Always your call
Explore the options. Ask questions. Choose what works for you.
Find my optionsInsurance providers determine coverage, eligibility, and rates.
Life moves. Find coverage that keeps up.
A new car, a new address, or a fresh start. Explore providers for where you are now and where you’re headed.
Explore my options
Frequently asked questions
No fine-print scavenger hunt. Here’s what to expect.
What is Cheap Rates Auto?
Cheap Rates Auto is an online service that helps drivers find auto insurance providers available in their area. We are not an insurance company or agency: we don't sell policies, set prices, or handle claims. We connect you with insurance providers and licensed agents who do.
Will I see a price immediately?
Not always. After a few questions, you'll see insurance providers that may be a fit for you. Prices come from the provider, so to get an actual quote you may continue on the provider's website or speak with a licensed agent.
What information will I need?
Your ZIP code, basic details about your vehicle (year, make, and model), who drives it, your driving history, and your current insurance, if you have any. Having your current policy handy can help.
Does it cost anything to use?
No. Cheap Rates Auto is free to use. We may be paid by the insurance providers and partners we connect you with. That costs you nothing, and you are never obligated to buy.
Will insurance providers contact me?
Only with your permission. Before you share contact details, the form explains who may contact you and how (by phone, email, or text) and asks for your consent. You can opt out at any time.
Can I keep my current insurance?
Yes. Exploring your options does not change or cancel your current policy. If you decide to switch, start the new policy before you cancel the old one so you are never without coverage.
Your next move starts here.
A little less on insurance. A little more on life.
Find my optionsStart with your ZIP code.